Finance
Finance Manager
Temtem
About Temtem
Temtem is an Algerian tech company whose mission is to increase consumer purchasing power and help brands better understand and engage their consumers. For several years, Temtem has built an ecosystem bringing together consumers, merchants, and major brands around data, everyday purchasing perks, and digital services. Today, our platform boasts: 1.3 million users; 10 million scanned receipts generating unique consumer insight; and a network of thousands of retail points of sale across Algeria. Temtem is entering a new growth phase, expanding its activities around acquisition, loyalty, data, and digital financial services. In this context, we are looking for a Finance Manager to structure and steer Temtem's finance function and accompany company growth.
Overview
The Finance Manager is responsible for Temtem's financial steering. Their role is to provide Executive Management with reliable, clear, and real-time visibility into the company's financial standing, while securing cash management, payments, reporting, and financial processes. They will also contribute to structuring financial operations during this high-growth phase by implementing necessary financial tools, processes, and KPIs.
What you will do
- Financial Steering: Build and monitor the annual budget. Develop financial forecasts and rolling forecasts. Track revenue, costs, margins, and profitability. Analyze variances between budget, actuals, and forecasts. Produce executive financial dashboards and identify risks and opportunities.
- Treasury & Cash Management: Manage daily cash flows and build forecast cash-flow models. Monitor inflows, disbursements, bank accounts, and reconciliations. Anticipate financing requirements and optimize working capital. Control supplier and partner payouts and ensure strict monitoring of customer receivables.
- Accounting & Closing: Oversee accounting operations alongside the accounting firm and internal team. Ensure data quality and financial reliability, and prepare monthly closes. Review entries and main accounts, and monitor tax compliance with external advisors. Prepare materials for audits.
- Financial Reporting & Control: Implement financial reporting enabling leadership to monitor profitability, available cash, burn rate, and business unit performance in real time. Implement and refine financial procedures, validation rules, and expense controls. Secure financial flows and improve internal controls.
- Business Finance & Structuring: Analyze offer profitability, customer acquisition cost (CAC), unit margins, and investment ROI. Participate in structuring financial processes, implementing steering tools, and preparing business plans. Manage banking and financial partner relationships, and prepare investor materials.
Requirements
- Experience: Master's degree (Bac+4/5) in Finance, Accounting, Audit, or Business School. 3 to 7 years of experience in finance, management control, audit, or FP&A (experience in startup, scale-up, fintech, marketplace, or audit firm is a plus).
- Financial Techniques: Advanced command of Excel / Google Sheets, financial analysis, budget/forecast, cash-flow, management control, financial reporting, and profitability analysis (BI/ERP tools appreciated).
- Communication & Languages: Excellent verbal and written communication in French. Proficiency in English is a valued plus.
- Soft Skills: Rigorous, organized, analytical, autonomous, comfortable with numbers, and able to clearly communicate complex topics in a high-growth entrepreneurial environment.
Benefits & conditions
- Innovative Project: Join an Algerian tech company in a structuring and rapid growth phase at the intersection of Data, Retail, Marketing, and Fintech.
- Rewarding Compensation: Attractive compensation aligned with experience and performance.
- Work Environment: Entrepreneurial setting with substantial autonomy based in Algiers (hybrid mode available).
- Career Growth: Strategic role collaborating directly with Executive Management, with opportunities to grow alongside Temtem.